Dear all,
Most travel insurance policies exclude pre-existing medical conditions. The only problem I have had since having a J-Pouch is obstruction. My question is, is obstruction a pre-existing medical condition? What I mean is, obstruction is not itself a disease, it's an event. Just as catching a cold isn't a pre-existing condition, I wouldn't have thought obstruction was either.
On the other hand, you could argue that obstruction is directly related to having had abdominal surgery, but i'm not sure there's a way to prove a causal link.
What do you think?
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